I thought it was impossible.
I didn't believe when I started seeing
things fall off my credit report from the big three.
Didn't-- couldn't believe it.
Thought it was impossible because I never
thought that I would see that day happen.
I haven't seen anything like it.
It's unparalleled to any other company that's out there.
About 100 points in as little as 30 days
is just how fast it turned around.
The amazing thing about it, I didn't even
do everything the program told me to do.
I just did like the first couple of steps,
and I got 100 points in 30 days.
So imagine what could have happened
if I had just done everything really, really thorough, been very
diligent.
Just doing just a little bit of that secret sauce,
I saw a very dramatic turnaround in a very short period of time.
So it's
amazing. I can only imagine what would have happened
if I had blown the whole program up and done
the whole thing the way I was supposed to.
I might have seen 150 points 200 points.
I don't know, but it's an amazing program.
It really is.
Today my scores are in the seven--
what, almost 740s from a 480 to, what, 740 in less than,
what, three months.
I bought a new car.
I was able to get approved for a $300,000
home, something I never dreamed of.
17,000 here, 12,000 here, the credit
limit for a person like me.
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I never dreamed this would happen.
It's real hard when you grow up,
and my mom was a single mom.
It was just me, and I saw her struggle.
I don't even know what her credit looked
like because that's just the stuff you just didn't
burden your children with.
So she didn't burden me with it, but I knew we were struggling.
And I just never wanted to be in that position with my daughter.
But in the time that-- since I've had this program,
I've been approved for several different credit cards,
and none of them had to be secured, which is awesome.
I'm just grateful.
I'm just really grateful for this being here.
Dating back to 2013, just I had my car repossessed in 2013
and not being able to get--
go out and get another car.
So maybe about six months, for six months
I was renting a car from a dealer for like $900 a month
because I couldn't get another car.
During that time, I was also homeless,
and I was just like really, really depressed, like suicidal
even.
I think when I lost everything, my home and everything,
I called my uncle.
And I was like, I can't take this anymore.
I want to drive my car off of a cliff right now.
Like I forgot we even went through all these things,
and to see the self esteem return from when
she was able to establish her credit again,
and she was able to have that buying power,
then you can start getting into manifesting happiness.
You could get into having the life that you want to live.
And without that power--
and it's not even power. It's
knowledge.
With the knowledge, she was able to open
the doors that were always closed to her and closed to us.
That one door she opened just completely
changed not that just my life, but it's like my family's life.
Not only the one-- the great thing about it is the letters
but-- and repairing your credit, but it's the actual group.
The group.
The group, the what-- she's learned a lot from that group.
Every morning.
People encouraging each other, what works, what doesn't work,
what bank is lending, what bank gives
the best rates on credit cards.
I mean, you just learn a whole lot just
from the group and everybody sharing
what's working for them.
Their information. And what's not.
And they're-- everybody is so positive and motivating.
And they're like, oh, you need to do this.
You need to fix this.
It's like I've never seen so many people come together
to help each other out in that group
to make sure that everybody gets where they want to be.
I've never seen that in a Facebook group.
Like so many people are out to help you in that group.
They generally want you to be at a good spot in life.
It changed my life.
I mean, basically, to have the freedom
to get the things that you want, you can't put a dollar sign
on that.
I mean, it doesn't matter, like I
said, if you thousands of dollars
and you work really hard, and you just have
that credit score that holds you back.
You don't have the freedom to do those things,
and you can't put a dollar sign or any amount on that.
I lost some important years with my kids
where we couldn't do things.
Not huge things, but things that we didn't go on vacation.
Never.
I couldn't do it because I didn't have a credit card.
You can't do the simple things, irregardless of the fact
that if something emergent happened,
you don't have that credit.
I'm only three months in.
Only three months in, and my credit scores have gone up
about 75 points, well in the realm where I can now--
and I was at 503 was my low, and I couldn't do anything.
So now my credit scores are at a point where the mortgage broker
is saying, you know what?
You should start looking for that house. We can
do it.
We can get you there.
This program has really benefited my family
because it's brightened up the future for her.
And it's just giving me like hope
because I'm in college now, and I'm
planning on having a great job.
Seeing that she can get out of debt
and that she don't have to remain where she's at
and that she can break the cycle has really pushed me forward
to, OK, I can focus on my schoolwork.
And it's going to be a better life for everybody.
I can help out.
So--
It's just taking one leap of faith.
It feels good.
Listening to people say you can't keep your job
or you can't stay here no more, I
don't have to worry about that.
When they threatened me, threatened my life,
they threatened my kids' future.
And so seeing and knowing that I don't have to work--
walk any kind of way in front of them,
then I know that they are set up for a great future.
They're set up.
I have had problems in the past.
Everybody has had problems in the past.
By golly, let's take our credit back.
Come on, let's not let these companies control us.
I am a living example that-- and I
mean I live on a minuscule amount of money,
and I live on disability.
And if I can do it, anybody can do it.
Anybody can do it, and it doesn't
matter how much credit you get.
Anybody can change their life.
And I tell you what, my heart just
skips a beat when I can go into a place and go into, say,
JCPenney's and I want to try to get a--
I want to fill out an application for a credit card,
and boom, bang, bing.
I'm approved.
It's a blessing.
It is a blessing.
If I can do it, anybody can do it.